The Problem
Payments in Southeast Asia are complicated. A Malaysian seller needs to accept FPX bank transfers, e-wallets, credit cards, and BNPL, each through different providers with different fees. An Indonesian seller juggles GoPay, OVO, Dana, bank transfers, and cash on delivery. And the documentation from payment providers? Written for developers, not business owners.
The comparison content that exists is usually produced by the providers themselves. Independent, seller-focused payment comparisons with real fee data barely exist for this region.
What CheckoutFlow Is
We’re the payments guide ecommerce sellers actually need.
CheckoutFlow is an independent resource hub that covers payment gateways, buy-now-pay-later providers, and accounting software for ecommerce sellers across Southeast Asia and the Middle East. We compare providers with real fee tables, not marketing claims. We show settlement timelines, hidden fees, and the actual cost at different transaction volumes.
How We Work
Our approach is comparison-driven and fee-transparent.
We research payment providers by analyzing their official pricing pages, merchant documentation, API docs, and seller community feedback. We build fee comparison tables using consistent methodology so sellers can make apples-to-apples comparisons. We include the fees that providers prefer to bury: setup fees, monthly minimums, chargeback fees, and currency conversion markups.
Every fee table includes the date it was last verified, because payment providers change their pricing. We update our comparisons when pricing changes and note when information may be outdated.
Who We Serve
We write for ecommerce sellers across Malaysia, Singapore, Indonesia, Philippines, Vietnam, Thailand, UAE, and Saudi Arabia.
Whether you’re choosing your first payment gateway or optimizing fees across multiple providers, our guides are built for the payment decisions you actually face in these markets.
Work With Us
We partner with payment gateways, BNPL providers, accounting software companies, and fintech platforms that serve ecommerce sellers.
- Payment gateways: Get your platform featured in our comparison guides
- BNPL providers: Reach sellers evaluating installment payment options
- Accounting software: Connect with sellers looking for payment reconciliation tools
Why We Do This
Payment fees eat into every seller’s margin. The difference between the right and wrong payment setup can be thousands of dollars per year. Sellers deserve transparent, independent information to make that decision. This is ours.